tokenpay ico review hello everyone I'm here live we're here live here with me that token pay CEO so
I'm just be here for any questions or anything that you have this is a session
we're about do about 20-something 30-something minutes in regards to do
our Facebook live so some people don't even know who we are and I just kind of
maybe give you a quick rundown of what we do so token pay essentially four
bullet points right we're the most secure privacy coin out there we're
different from all the other ones that we use a proof of stake that makes it
energy efficient cost effective so many benefits of proof of stake you see you
know blockchains like aetherium use brought a proof of stake now they forked
from that so that's really cool so hi how you listen hi Danny thanks a lot for
coming online really appreciate it the third feature is that we're the only
blockchain out there that's privacy and security focus that essentially
incorporates or integrates with a bank we want to purchase a bank and there's
many reasons for that you can have a millions and millions of US dollars with
the Bitcoin but to bring that into the actual bank it's and use that for real
world application is really difficult and so what we wanted to do is make it
extremely easy to do that and the fourth thing is we have a little bit of
credibility we know that we're working with a top developer he's an advisor the
lead developer verge sooner rock is our lead the lead the vibra former verge and
he's been auditing our blockchain and make sure it's up to standards we really
respect all of the work that he has done with verge and I think that's really
cool what he's done I think that's fantastic so when I say how to Danny I
think we've seen you in telegram really appreciate all your comments and
questions the most important thing is that we keep maintaining that level of
openness and community and having any questions
we actually have Josephus Eddie our CFO who's actually
joining us as well so say hi to him when you pass pass by so if you have any
questions whatsoever let me know hey Charlie hey Sean thanks a lot
John's online as well our chief marketing officer so any questions that
you have for him or me you know we'll try to answer them here I
will go through maybe some of the frequently asked questions and some of
the things of why we made decisions of what we did so we'll go from there so
we'll have our first question I'll go from there it looks like you're raising
funds to buy a bank what happens if that that does not go through so we think
that we'll have enough funds to to Ray to purchase the bank we have options
though we either purchase a bank integrate or form a new bank charter we
have several options that we've decided obviously purchasing a bank is the most
expensive but we wanted to do something where we purchased that back that had a
long history so that we were able to do a lot more integration and partnerships
faster because of that long history when you form a new bank takes a very long
time to develop these relationships and that's just the way the industry works
right so we're confident that we'll have
enough to purchase the bank or integrate we also have opportunities to maybe
integrate with several other existing banks so we can have potentially one in
Vanuatu that's privacy Jersey privacy focused or we can do in other countries tokenpay ico review
or other areas like leishan Stein potentially Switzerland so we can cater
to more customers globally sometimes that is a safer bet another question is
what exchanges will you start out on I think I missed another question I'll get
back to you we'll we'll try to get on to as many exchanges that make sense that
are secure as possible we see that there's a high demand for some of the
more popular ones some exchanges are out of our control that we cannot get on
it's based on voting based on the community or it's based on volume that
they determine so they make the decisions any exchange that we feel is
secure that we can purchase through the funds that we raise the token so that we
can go in and integrate immediately we will do that good question how long
after the ico TPA hits exchanges so I think the important thing is is how fast
the ico gets completed if it's done in day several minutes etc or it's done in
a week we have on a white paper and we're gonna stand by if the token sale
finishes in mid-december mid-january we will have about two weeks more or less
to essentially distribute all of the coins to everybody and their specific
wallets as well as start listing on exchanges and we'll do that in a very
methodical process we want to make sure that everybody has received their coins
that they decided to purchase and essentially once they're able to do that
we're comfortable we're able to move we do not want to put people in
disadvantages where one exchange is trading and certain people are trading
at a certain price and others are not and we think that's extremely important
and that's important that our team or customer service team basically goes in
and executes that so we can do it as best as possible how many will be sold
in the first tier it depends right there's a lot of factors so I think I
want to go into a few things so the number one thing is when we started
pricing this believe it or not Bitcoin was about two thousand dollars per
Bitcoin we had a much higher tier and then eventually Bitcoin got a pretty
crazy and we decided to change that tier to modify and then it kept on getting
out of our hands so we decided to increase bonuses and referrals so that
is one of the reasons why we did it but we also it's very important that we have
a network a decentralized network because proof of stake requires people
to actually be on it so that you can essentially create that decentralized tokenpay ico review
network it has we have no incentive us as a company to essentially maintain all
of these coins it just makes no sense whatsoever to do that okay so we're
encouraging as many people I'd rather have a hundred thousand two hundred
thousand people in the platform doing you know purchasing $200 $300 then five
thousand people purchasing ten thousand you know the math may not be working
right now but the point is is that we want to have as many people as possible
because that's the best way the proof of stake works to have a very strong
decentralized network okay yeah the price of that we're offering right now
is point O one BTC forty pay that comes out to about right now almost 120
dollars right there's ways to discount that
essentially if you look at it it's one one Bitcoin essentially about six
dollars or sorry one T pay it's essentially six to US dollars and
there's ways to get discounts to that one way is you purchase the bonus the
first week that gets it down to about three dollars the second is you can do
referrals if you refer people and they decide to purchase and essentially they
will be getting us a lower price so the more people you refer which helps us
because that helps the network and helps the race then the more the cheaper that
you can get it okay a well good question why do we set a ptc when we were
starting this and launching a BTC was extremely stable we did not affect that
there was going to be such a huge fluctuation with Bitcoin we did not want
to use it aetherium based a coin or to collect
etherium because we're not etherium based we didn't want to put a dollar cap
just in case we've had some maneuverability and flexibility and we
thought that was the best decision that's why we eventually ended up doing
the bonuses and the referrals to essentially offset some of the
fluctuations of Bitcoin yes yeah the exchange rate is six dollars
per T pay and then three dollars if you buy the first week we're only accepting
Bitcoin we cannot accept US dollars euro or British pounds there's a reason for
that you need to have a money exchange in order to do that and that's just the
law we have to comply with the laws that's the the way it is known that's
that's the way we're gonna accept it we're not accepting like coin we're not
accepting aetherium or any other coin because we are a bit coin based
blockchain and we want to maintain that we want to maintain the the foundation
of that and the spirit of that and I think that's extremely important but we
also know more people own Bitcoin they own it through places like coin base and
I think that's extremely important that we that we do that so first tiers are
120 dollars per coin yeah I'm not sure exactly what you're trying to ask our
first tier is 1000 preppin into bitcoins is what we collect to get to that tier
then a cent the next tier is about 3,000 and the last one is about 5,000 we think
we have a higher level of degree of confidence to get a little bit past the
first year the second tier but we can't predict we've been getting a lot of
interest all over the world about all of this in regards to do you have to
purchase point on one yes we're having a minimum so again when we first started
it was about 60 $70 for 0.01 now it's gone 220 again this is why we increased
the bonus and why we increase the referral system so so yeah yeah right
now it's about 130 so whatever that is it's so that's that's correct
what is the opening price at the public eye you know I cannot speculate on what
that price is we have basically not pre-sold any of our coins this has been
100 percent bootstrapped by me and some partners to basically get this off the
ground so I do not know what the actual final price will be I can only
personally expect that it can go high but I cannot tell you that it will
I cannot speculate that it will and that's the fairest thing that I can do
will the transaction fees be the same as Bitcoin now and in a few years that's a
very good question the answer is it will not be as excessive as it is a Bitcoin
and that is because it is a proof of stake coin that's also one of the
reasons why a theory and other blockchains are starting to adopt proof
of stake the actual fee goes kind of burns so you can put a fee if you want
so that it goes faster but nobody benefits from those fees there is no
network so with proof of work you need to have a lot of miners and those miners
need to collect fees to be able to run the computers faster or push up one
transaction over the other in order to do that so if like you exchange
something for example on a coin base and if you don't put a fee or I think coming
base does even allow you put a fee there kind of a set as a low fee and that's
why it takes a long time for transactions to go through through coin
base but if you go to other exchanges or specifically with certain miners and say
I want to work with only you then you can get that transaction faster if
you're able to pay up but we feel that that's in stable and the whole point of
Bitcoin is to have low transaction costs not to have high friends actually cars
it costs and they're getting higher and higher you know I guess we thought about
that we thought was that a point of one 130
dollars was a pretty low enough number that I think and you would be interested
in we understand that there are some people that may not be able to afford
that however if you have friends and if you have people that are in communities
that are interested in Bitcoin and T pay token pay you can reduce that cost of
what you've actually purchased so even though you put in a hundred and thirty
and you're receiving at ipe through the referral bonus you're actually able to
reduce that cost and potentially even double your investment essentially to
some extent right what is the plan to RIT to raise awareness and demand for
token pace to become success in on a failure without any demand like many
other icos very good question that is the principal aspect of one of the four
points that I was kind of going into the third point is that we have a pretty
strong executive mannequin team our CFO is actually very experienced in the Mema
he actually doesn't on a daily basis in very large regional bank in Florida and
one of the things that we thought is we saw the weaknesses is there a lot of
great block chains out there but you don't have the business mindset to be
able to execute and I've built several businesses my first business was
actually an investment club when I was a teenager and my second invest business
sorry was a business in China I lived in China for about eight years built a
business there and I know how to execute I've been working with universities and
partners all over the world and I have that business mindset and my partner's
have connections with many many different types of industries and I
think that's really amazing that when you start to really think of the
consumer and merchant applications to all of this you can get it to expand to
a very broad level right so whether it's retail whether it's other types of
industries you know that's important so the one of the first things you put in
our roadmap is to do a merchant services API once we have a merchant services API
we're able to get businesses to start collecting and transacting and token pay
then eventually we'll start finalizing the bank infrastructure then after the
bank it's the exchanges that we want to put in and then the final thing is a
debit card that is a consumer and the last reach
that we want to do out there we believe that once people start transacting and t
pay through their merchant level through QR codes then that would be a much more
mass adoption than even potentially debit cards but we still see that there
is a demand and a product for that so we'll offer that as well okay so any
more questions I'm going to try to be here for about another 10 to 15 minutes
what's up Sean Davis how's it going Diana thanks a lot for joining on we
have about 87 people how come you by tomorrow I will actually
make a quick video pretty soon and actually upload into our tutorials and I
will send it through all the channels to show you it's extremely simple you log
into your account you put in the amount of TP you want to purchase you press
that T pay button and it'll show you a wall that I dress that wallet address is
specific to you that is a Bitcoin wallet address so you have to get your Bitcoin
wallet address and whatever amount of talk of Bitcoin you want to transfer
over to token pay you put that in there it does the transaction automatically
it'll show up as pending once it's confirmed by the Bitcoin blockchain it
will confirm on your account that you've received those coins okay so very simple
process it's basically two steps I want to make it extremely easy as possible I
will make a video to show everybody how it works we understand that there's a
lot of demand a lot of in sorry about that how to call come in let me see I
think I had another question here I want to get to it I have pick where my kill
mace wallet what needs to take place in order to PI t pay I just explained that
the what mentioned something about an exchange account yeah most most people
have Bitcoin in exchange like coinbase cracking Gemini so obviously if they
want to if they already have Bitcoin there they can immediately transfer some
people have Bitcoin stored in different wallets special 3d party software and
can easily do that as well so that's why I mentioned the exchanges is it possible
that all coins will be sold in a week I don't really don't know I mean we made
it enticing enough where people would be really interested we have a lot of
people registered we have a lot almost six thousand maybe seven thousand people
registered potentially maybe eight to nine thousand by tomorrow by tomorrow
morning so we'll see how it goes I hope so I mean I'm being as
as optimistic as possible but you know we cannot predict anything right now
yeah thanks a lot Lesley appreciate the dimension and yes sooner arc is a
fantastic advisor verges a fantastic blockchain we think that it's a great
community and we support it and there's plenty of things that we can work on
together we don't we don't see a lot of the block chains and other
cryptocurrencies out there as competitors at all we see them as
partners we think that at the end of the day if we all get together and work
together for the major solution which is to solve a lot of the problems out there
I think it's a win-win for everybody involved
how are you worried about website crashes everybody should be worried
about website crashes at least on our side I am really confident about our CTO
Carlos this is a guy that has seen it all done at all he's been working with
previously or even working with gaming companies and essentially they're used
to attacks at their website and heavy server loads etc we have plans in place
we are we do have CloudFlare in place as well which is one of the leading
industry companies in regards to detecting when something is going to
attack we have plans in place I'm confident that we will do well but you
know I hope we don't get attacked alright I have a few more questions uh
there's a lot of stuff here and I'd want to get through all of it actually I
don't have a system how can we get the wallet address okay so you will get a
bit uh when you login to register tomorrow you'll see a Bitcoin address
that's where you send your money and then once this whole token sale stuff
happens and finalizes what's going to happen is you're going to require to
download the token pay software whether it's the mobile version with Android
which is going to come out sometime this week or next week depending on Google
Play and how that's taking a while for them to to prove the process we don't
have iOS I'm really sorry I have an iOS as well but it takes time to find the
developer and they they're not really privacy oriented so people have to
consider that there is some level of privacy so we have to figure out how to
make that all work so we recommend everybody downloads the desktop wallet
and the Android wallet and you will produce a token pay wallet address that
is where we will send you the coins and you will be able to submit that once all
of this craziness of the token pay token sale period we will educate people once
we start to see the gist of we're coming to an end of the token sale and we will
educate as much as I can get our more webinars or conversations like this
we'll do live videos and zoom conference calls to show people how to do this we
understand it's extremely important that everybody understands how does the
furrow work referral system work very simple you have a link you can send it
to anybody that you want you can have advertise on a blog you can post with
your friends I mean there's so many ways they click on that link automatically tokenpay ico review
when they go through the website and they click register that your code will
show up automatically obviously the user has the choice to you
know remove that code or not I cannot control that
but that is how it works it's obviously to everybody's benefit I guess to
continue to do that referral network if they want to receive free token pay and
part of the process okay it's right now 100 percent so if somebody purchases two
thousand to pay t pay they will receive the 100 percent bonus which is two
thousand and then the person that referred to them will just get one
hundred percent based off what they purchased which is the two thousand so
essentially it's six thousand token pay that's actually distributed on one
transaction right so if one person purchases they get four thousand and
then the other person referred gets the two thousand okay I'll go through all of
this yeah it would be awesome okay thanks for your vote Leslie appreciate
it what exchanges do you recommend to buy BTC you know every change is
different I know for some countries so much changes are better than others I
know Gemini is very good in the European region I know coinbase is very good in
the US region so it really depends on on what's comfortable for you some of them
have processes to verify to take a little bit long as to others I have
Kraken Kraken personally and coinbase so you could use either one of those
skin you only buy with Bitcoin tomorrow you can you can use it use dollars again
I answered but the answer no we cannot use collect US dollars you
can only collect with Bitcoin philosophical reasons but also legal
reasons why we cannot actually receive dollars for Bitcoin yes
actually Shawn yeah we are going to have these live these live calls regularly
it's important to retransplant we will have different people on explaining
everything that we're doing as best as possible I've been working nonstop on
all of this and I have not done this earlier not because I did not want to do
it earlier it's because I've been focused on so many aspects of all of
this whether it's the operations integrating stuff whatever it was it
just is just a lot of work ok so I apologize for not doing it earlier but I
promise that I will do personally more of these regularly ok appreciate it
let's see you're trying to see if again we're how do I link my desktop wallet to
the website account ok so what's going to happen is once you've downloaded the
desktop wallet you will see the token pay wallet address you can actually see
how that works now with the tutorials if you can see where to get that wallet
address when you log into your account there's gonna be a bar there where
essentially you will copy and paste your token pay wallet address and you copied
it pasted there and just submit we will have it so that once you submit it that
would be the final version unless you know we're trying to determine how many
times somebody can choose we're doing this for security reasons so it's
extremely extremely important that when you download when you download without
wallet and you have that wallet address that you do not lose your passwords if
you've encrypted it I mean it's extremely dangerous that if you lose
your passwords you will lose all your coins if you have them transferred ok so
it's extremely important that you understand that ok I hope that answers
the questions how many total phasors we have three tiers total amount of coins
that were selling is fourteen point two five million coins so yeah that answers
that answers that question what is the minimum purchase it's point on one
Bitcoin to purchase what is it between TP and verges TP an offshoot of urge or
doge doing dogecoin dark actually do each point dark is bridge they converted
a few years ago and great name they changed it to verge the main difference
between us and verge I will say right now is proof of
work versus proof lipstick they still have a very strong mining community and
mining pool to basically mine verge we decided to do a proof of stake well
blockchain we think that that's extremely embedder and inefficient we
also have some other features we have the secure integrated chat as well I
think what the difference is this verge is sticking to a certain type of message
and we're definitely more on the business side and growing it to have a
you know a mass more more mass adoption more commercial appeal I don't not sure
if they're more interested in that that's up to them I do not know what
they want to do okay so maybe you can ask us in Iraq and other team members
okay so does Blue Diamond card have mastercard support no we don't
officially have mastercard support but the bank that we're acquiring does have
a MasterCard agreement so what we are in talks with talking to MasterCard and
Visa to essentially integrate but we're not there yet it takes a while I think
they want to see more attraction I think that's fair enough and I think the way
that we show traction is through the merchant services API the integration of
the bank having that exchange in place and then once that's done they'll be
able to see the level of execution that we're able to do and I think that's
extremely important to have I think any business when they start to do things
like this they want to see you know I'll see you when I believe it I think that's
fine I think that's totally normal so when we get there we'll have it okay
what time does the sales start tomorrow Eastern Time it'll start at 10:00 a.m.
Eastern Standard Time okay so hope hope you're all there I don't have a system
can I keep it on your site to like get a system because I'm using an iPhone you
mean the coins themselves yes if you do not if you have purchased token pick
coins and you still do not have the wallet address submitted we will hold
those coins with us on we'll give you a timeline it's gonna be hard for us to
keep it forever until you give us a wallet address but it's extremely
important to try I cannot promise you that I can get you an iPhone iOS within
the next month or so we will do whatever we can to make sure
we we can do it I have an iOS it'd be nice to have it but I also like my
desktop so I mean I live in breathe working on my laptop all the time okay
let's see market price I don't know what that will be when it comes out I tokenpay ico review
mentioned a little bit to this do you store your coins offline yes we do store
our coins offline we do not have them online but the user when you decide to
purchase deep it you can't choose between whether you want to cold storage
them or you know put them on the exchange once you put an exchange you're
basically whenever you put coins in exchange you are essentially releasing
your rights to ownership of that coins to certain extent and what I mean by
that is if that exchange gets hacked for whatever reason the exchange has no
repercussion I mean it's it's it's really hard and it's really not a fun
situation to be in without happening with a couple of other
coins where they had in the third-party wallets and other exchanges in the
exchange got hacked and what we know what are gonna do and whose fault was it
was that the developer was at this and it's it's the best thing to do is that
whenever your transaction in token pay you should maintain it in a your desktop
wallet within our wallets as best as possible and nothing else but eventually
if you want to start trading and you know transacting through exchanges you
know consider that that is the the risk my advice you should only put in your
exchange what you think you should use for X amount of transactions that you
decide so if you want to purchase something that's $50.00 worth then only
do that that's $50.00 worth and keep it there the rest you should maintain on
your desktop slash wallet also to take advantage of the proof of stake rewards
it needs to be on the desktop so if you want to be able to receive the 5%
rewards which is essentially if you run your computer on 24/7 for seven days a
week for the whole year you have to have your computer on in order to receive
those awards that's because you're participating in the decentralized
network so you know they can consider that right it's like putting in a
savings account right and then whatever you're using exchange is like putting
cash in your wallet essentially if you lose your wallet and your monies tokenpay ico review
that's pretty much it so just want to kind of clarify all that okay okay so so
yeah I think I think that's about it I think we've got enough questions if
there's any more let me know I'll stay on for another minute or so so let's see
yeah so we're ready for tomorrow we have a whole team tomorrow I'll see if I can
do some live updates tomorrow before and after it's definitely very stressful but
I think we have a strong team in place that is able to kind of go out and
execute and do all of that we're really confident the way it will do a fantastic
job again we are extremely open and transparent so just send us a message we
have we have essentially a customer support team in place to help out with
questions sometimes I personally reply to the actual questions so we do it okay
so if you're having a problem with a Mac the only thing I don't know when you
downloaded the Mac we just did a refresh update on the Mac downloading so try to
download it again I try to download it again and see if it works if you have a
problem send us the crash report it's very simple just go and send a
screenshot of what that crash report is it shouldn't be any right now there is a
new update of the Mac wallet so it does work on your semmen Mavericks as well
and it'll Capitan so please let me know okay all right Gillis thanks a lot for
your question are there tutorials for the purchase I will make one I will put
it available on live on our website through the wallet tutorial section so
people can see it I will put a link also at the top and during the process so
people can see how that works I will put it in within a few hours just want to
finalize a few things make sure everything's good and then yeah then
I'll put it out there we'll share it on social media and then we'll go from
there okay all right well thanks a lot everybody appreciate your time and see
you tomorrow okay all right thank you bye
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