At DLC we educate our customers about borrowing responsibly and we lead by
example everyday by lending responsibly. Come in and speak to a loan
specialist to see how we can solve your financial needs!
How college graduates can get started investing, part one. If you just graduated
college, first off, congratulations and as you're creating a massive "next steps"
to-do list, that might include landing your first grown-up job, moving to a new
stomping ground or creating a budget, you'll want to add one thing:
investing! Start small and start now! Get a jump on investing you're young and
this benefits you in several ways. First, time is on your side and through
compound interest your money will grow quicker over time. Let's say you invest
the max you can into a Roth IRA, which is $5,500,
each year for 10 years. So, from when you're 21 to 31 years old, you invest
$5,500 a year. If you earn an 8% return on your
money, by the time you're 65 you will have earned $1.2 million. Start
small! You don't even need a lot to get started. Here are a few simple ways: Micro
Investing. These days you can invest via micro investing apps such as Stash or
Acorns. All you need is $5 to open an account. Note this Stach charges
$1 for accounts with balances up to $5,000. If you're opening an IRA is $2
for account balances up to $5,000. Another option to invest in ETFs or
exchange-traded funds. ETFs are a type of security that tracks a basket of assets,
index, commodities or bonds. Because you're investing in a bunch of stocks
versus a single one, you'll enjoy the benefits at diversification. Follow
Dollar Loan Center on social media. Thanks for watching this video. Be sure
to like, comment or share if you found this content helpful and stay tuned for
more content next week.
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