Waching daily Mar 7 2018

Here we are with fellow bike travellers

that I've met on the road

what's your name?

Maria

Ulises

nationality?

Spanish

Mexican

where did you start travelling from?

Mexico

what's your itinerary?

we started in Bogota [Colombia]

then we got to Venezuela

we travelled around Venezuela for a month and half

then we crossed into Colombia from La Guajira border

we're now in Colombia and plan to get to Ecuador next

after Peru, Bolivia, Chile, Argentina

and the go back up: Uruguay, Paraguay, Brasil

Central America y finally Mexico

at the beginning the plan was to cycle through south america

now we extended the plan to central america on our way back

before starting travelling did you save money?

we have save some money for a future trip and those fund we dont want to use them right now

so we're trying to make money while travelling making belts recycling used bike tires

yes, actually our saving were about 50US$

personally that's what I've saved

and that's what I keep aside for any emergency I might have

but travelling you realise you can actually support the trip with funds you gather selling those artisan things to make or simply doing some work

specifically what artisan products do you guys make?

we make belts recycling used bike tires

and that's how we support our travelling

is there anything else you use to support your trip for example how to find accommodation or food?

Yes we do. we camp a lot and usually ask houses or farms permission to camp outside their properties

or we simply wild camp in nature

we ask food collaboration to restaurants when they are about to close

at noon as well we ask if they can collaborate with some food

as well here in Colombia when we ask to camp outside some house usually they also invite us for a bit of food

people are lovely and usually offer us dinner and breakfast

what's your daily budget, an average spending in a given day

how much we spend?

there are lots of days we dont spend anything

there are other days where we might need to buy bike spare parts or something like that

we could be spending, I dont know...1UD$ ?

an average expenditure of 1US$ per day then

how much did your bike cost?

both bikes cost 300US$

300USD$ each?

less. with the dollar/peso exchange he gets confused!

about 150US$ each

300US$ for both of them?

yes for both.

do you have a word or suggestion

for someone that is thinking about travelling by bike

but he/she is a bit fearful or doesnt have any money or time

I think the most difficult part is when someone is trying to start the journey

once you start you realize that the life on the road is actually pretty easy

that one's needs less things to live and to live well and live happy

as well as during the trip one's goes leaving fears behind and those deterrents that are only living in one's mind

in our brains, and that we can overcome them little by litte

what's something you've learnt travelling?

it could be a skill or mental development or spiritual

that one's can do more than he/she thinks

that life isnt complicated and it's all very simple

and that one's can do whatever

travelling is nothing but monotonous

you're constantly learning from when you wake up till when you go to sleep

everything you do is learning. it could be learning how to cook, some thoughts that someone is sharing

you're always always learning

the landscapes you see, the animals you meet

you never get tired of learning in the trip

a final greeting for the people that are watching us

Cheer up and whenever you decide to travel by bike

know that you only need your legs and a bike nothing else

or just your legs even.

Find enjoyment in the game of travelling!

Thank you to our friends Ulises & Maria. Safe Travels!

Ciao! Chao!

For more infomation >> Bike Travellers Interviews: Ulises & Maria (USE SUBTITLES FOR ENGLISH) - Duration: 5:13.

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Full Body Whitening Drink || Get Fairer Body in 2 Weeks || Rang Gora karne wala Drink in Urdu/Hindi - Duration: 4:13.

Please SUBSCRIBE Desi Beauty Tv

For more infomation >> Full Body Whitening Drink || Get Fairer Body in 2 Weeks || Rang Gora karne wala Drink in Urdu/Hindi - Duration: 4:13.

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Noor Salman jury selection - Duration: 1:10.

For more infomation >> Noor Salman jury selection - Duration: 1:10.

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Huion Kamvas GT-156HD V2 【Review/Unboxing (+ Speedpaint)】(Voice Reveal?) - Duration: 10:34.

Hey everyone!

Soo, this video will be a little different from the usual ones.

The people over at the company Huion contacted me

a few month ago via e-mail and asked me

if I was interested of reviewing one of their products.

Aaaand I was like

yeah, of course I want to do

buuuuuuttt

..uuuhhhhh....

I'm hella shy....

Sooo, firstly I got a mind collapse and wasn't knowing what I should do

(like how ridiculous am I? -.-)

I never thought I would be able to do such a video.

I'm also really sorry for my language

I'm from *Germany (not german)* and really really bad at English.

But... let's start with the unboxing!

The tablet I will reviewing in this video is the Huion Kamvas GT-156 HD V2

This is a pen tablet monitor, which means you can draw directly on the screen of the tablet.

The really first thing we find is a little "Thank You" card from Huion.

But I'm the one who has to thank Huion.

Sooo… thanks ^^!

Inside the box, the first thing we find is the tablet itself.

What I personally noticed at first is that the tablet is really light, thin and sleek which makes it very comfortable.

Below this there is a metal stand which is detached to the tablet.

I kinda like that feature, because like this you will have the option of using it or not using it.

It also comes with an additional pen, because they actually send two of them

just in case you could lose the first one.

Theres also a really nice and compact pen case

which contains the second pen, 8 extra spare nibs and a metal ring.

I will say a few things about all this in just a moment.

The box also includes this drawing artist glove

aaaannnndd… to be honest, I always wanted to have one of them.

*sigh*

Unfortunately, the glove doesn't suit me, it's too big for my hand.

(damn it these tiny paws)

Whatever, I will try to draw with them anyway.

The tablet also comes with a cleaning cloth, an installation CD and a set up instruction guide.

What really surprised me, was that the power plug comes with all these different socket types

so you have the possibilty to work internationally with this tablet.

Really nice Huion!

And last but not least, we have a three in one cable that contains

the USB, HDMI and the power cable for the power plug

and there's a USB charging cable for the pen.

That's all you find in the set,

but let's take a closer look at the items.

The working area of the tablet has a nice size of 15,6 inches

which is a bit bigger than the tablet I used before.

The anti-glare glass give the screen a paper-like feel and is eye-protective.

On the side are 14 Express Keys and a slider touch bar

where you can sufficiently keep all your favorite shortcuts.

They also feel really smoothly, nice and easy to press.

The metal stand has a very thin profile and 2 different sections

and notches into the different grooves at the base.

All you have to do then is to set it into place.

In short, it can be said that this tablet

is designed to be easily carried around

so that you can set up your workplace anywhere.

The pen has a really compact design and a good solid weighty feel.

It's really long which feels a bit weird right at the beginning,

but after a few times drawing with it, you don't even notice anymore.

It has two standard buttons on the side which are easy to reach and press

and the pen pressure sensitivity has 8192 levels,

which you really feel while drawing.

Connencting the tablet to your computer is really easy and similar to my old Cintiq.

All you have to do is to plugg in the HDMI and the USB into your computer or laptop,

power plug into your socket with the right socket type,

connect the power cable to the power plug

and then the end of the one in three cable into the tablet

and press the power button right next to it.

But before you start drawing, you must first install the tablet driver.

For this they send an installation CD,

BUT

I recommend to install the driver from the Huion website instead of the CD

just because the driver of the CD could be outdated.

However, before installing the new driver,

make sure that you uninstall the driver and software of your old tablet that you first used,

so that everything can work problem-free and smoothly.

Also just a little thing: The biggest problem I had with this was,

that the pen stopped working when I opened SAI.

It worked fine everywhere else, but when I opened SAI,

the mouse cursor suddenly wouldn't move.

For everyone who has the same problem,

all you have to do is to open Huion Tablet and click on elevated permission.

(I..I don't know why, but then it worked.)

At first it felt weird to draw on this tablet,

but I think it was just because I was used to drawing on my old Cintiq.

But after working with the Tablet a few times I got used to the new feeling.

I don't really know how to describe it,

buuutt.. for me drawing with this tablet feels more professional.

The tablet is neither too big nor too small, so at least for me it fits perfectly ^^.

The surface feels very nice and natural,

even the pen and the buttons work perfectly and it never lacks.

I also really like the layout of the Express keys way more than compared to my old tablet.

What I miss a bit is the pen holder, but... that's no big deal.

The glove feels very comfortable and doesn't bother you while drawing.

It feels so velvet and natural that I often forget to take it off XD.

But what I noticed and still having problems with is the calibration of the pen.

I might be doing something wrong, but no matter how many times I tried to calibrate the pen,

the cursor and pen were always a little bit offset, which makes painting rather difficult

and somewhat destroys the real sense of touch.

But I will look into that.

But apart from the problems, I love to work with this tablet.

I highly recommend Huion, especially Huion's Kamvas GT-156 HD V2.

There are not as many problems as other tablets

and the set contains so many articles that it's really worth choosing this tablet.

I think that's all I can say about it.

Soo now here's a little speedpaint from a drawing with this tablet.

For more infomation >> Huion Kamvas GT-156HD V2 【Review/Unboxing (+ Speedpaint)】(Voice Reveal?) - Duration: 10:34.

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Top 25 Nail Art Compilation #3 💖💝 NEW Nail Art 2018 💜💚 The Best Nail Art Designs & Ideas - Duration: 6:04.

For more infomation >> Top 25 Nail Art Compilation #3 💖💝 NEW Nail Art 2018 💜💚 The Best Nail Art Designs & Ideas - Duration: 6:04.

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Cutest Kitten Cat Boy Gets a New Toy: Nine's Unboxing 2018 - Duration: 3:39.

There are no spoken words in this video. Just music.

For more infomation >> Cutest Kitten Cat Boy Gets a New Toy: Nine's Unboxing 2018 - Duration: 3:39.

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Should the 49ers Trade Up for Saquon Barkley? (2018 Draft) - Duration: 4:01.

Ayo! It's Bryan here. Today, going to be talking about the San Francisco 49ers.

Going to be talking about the NFL Draft yet again and going to be talking about one

prospect in particular, running back Saquon Barkley from Penn State. So if you

don't know Saquon Barkley. As I said, running back for Penn State. One of the

top players in the NFL Draft this year. One of the top running backs in the few

couple of years. He is a really good pass catcher and a really good runner. So if

you have two good things, boom! Diverse running back. Aye, any team

would love to have him that needs a running back or just need to spark in

the offense and Saquon Barkley can potentially do that and I think he will

do that. So I'm going to be pondering the question. Should the 49ers try to trade

up within the top 3 to get Saquon Barkley? Now that's kind of a tough

question because say Saquon Barkley as I said, really good player. Once in a

great years of great player. I don't know what you want to call. I wouldn't say once in

a generational player, but once in a couple of years, great player and I

believe that he is going to be one of the top running backs in the NFL in a couple

of years. He might make a Pro Bowl, All Pro, Rookie of the Year maybe by 2018

this year. So we'll see what happens. Don't want to do any crazy speculation,

but he is a top prospect in the NFL Draft. So with the 9th pick for the

49ers, he has a 99.9% chance of not being there by the 9th pick.

He's going to be going by the top 5 in my opinion. He'll be gone by either

Cleveland twice if Cleveland doesn't trade the picks, by New York. Indianapolis, not really.

So I'm going to be ruling them out. Really the top 4 out of 5 picks, I think

he's going to be taken away from whoever wants him and I think Cleveland's

probably the top pick because they have two 1st round pick or the New York

Giants might take him as well. So we'll see what happens.

I believe the 49ers should NOT trade up to get Saquon Barkley. I think that's

a big risk and I know I said in my last video that the 49ers should trade up the

9th pick to get one of the top players in the NFL Draft, but I do not believe

Saquon Barkley is the guy that I would do that with. I would do that with either

Bradley Chubb maybe. Maybe with a defensive back, but defensive backs might

be there. Quenton Nelson if they believe that. I mean, I don't know top

3 but, I would trade up a little bit just to ensure that I get a really good

player and I think there's a lot of great players as I said in my last video

about top prospects in this year's draft. I know Saquon Barkley's a really

good player. I know he'd be a perfect complement to Jimmy Garoppolo, but I feel

like the offensive line is going to be better this year maybe, potentially.

The running back, it's kind of in question. I know that, but

I don't feel like we should be giving up one [all] eggs in one basket for a running back

and I believe defense wins championships. I believe they should go defense again

with the first couple of rounds I would say and then go offense because I feel

like Jimmy Garoppolo has stabilized the offense, but the defense needs a lot of work.

I just don't believe we should go for Saquon Barkley not because he's a

bad running back, definitely not. I'm just saying that I wouldn't want to give up

too many compensation. Too many draft picks and players or whatever, cash to

get Saquon Barkley. I just wouldn't do that. I think it's a big risk. If we want

to do that, we do it with a defensive player in my opinion. That's just me.

I know a lot of you guys wanted to trade up to gets Saquon Barkley and if they do, hey.

They might prove me wrong, but as of right now, I do not believe we should be

doing that and giving up everything just for running back in my opinion.

That's going to be pretty much it you guys. Just wanted to talk about this real quick

because Saquon Barkley is an interesting case study right here for

the 49ers and we know he's not going to be there by No. 9. So if they really

wanted to get him, they would have to trade up to get him in some way, shape or form.

So I'm not really banking on that. We'll see if John Lynch really, really is

in love with him, but I don't think anything's going to happen. I just want to

talk about this because he was on everyone's mind in San Francisco just a

little bit. I heard some of you guys talk about Barkley a little bit. So I wanted

to talk about that and chime in on my opinion on this. Please comment below

what you guys think about Saquon Barkley. Do you think we should get him?

Do you think we should trade up to get him in some way, shape or form? But hey!

If he's with the 9th pick overall and he's out there, then maybe they should

take him, but I'm talking about just trading up to get him with the top 2

to a top 3 pick. I don't think it's going to happen. Please "Like," SUBSCRIBE, do whatever you

want this and I'll be touching you guys up later. Tomorrow, I should have a Q&A video.

I'm not sure what I want to do. Maybe make another draft video.

So within this week, I will have my Q&A video with you guys. Hopefully, you guys stay

tuned to that. I'll see y'all later. Bye guys. Love y'all. Y'all have a good day!

For more infomation >> Should the 49ers Trade Up for Saquon Barkley? (2018 Draft) - Duration: 4:01.

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🎵🎸[Resident Evil 7-Inspired Soundtrack] Save Theme - The Campus 🎸🎵 - Duration: 1:21.

This soundtrack was heavily inspired

by Resident Evil 7 or Biohazard 7's "Save Room" theme.

Though it was created by Frictional Weekly...

It is NOT free to use.

This soundtrack was made for a horror game

created by an online friend named Jacob Judge.

Check out the game's progress on his Instagram!

Links in the description.

For more infomation >> 🎵🎸[Resident Evil 7-Inspired Soundtrack] Save Theme - The Campus 🎸🎵 - Duration: 1:21.

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Republicans And Democrats Want Obama's Swamper Prosecuted For Perjury - Duration: 3:26.

Republicans And Democrats Want Obama's Swamper Prosecuted For Perjury.

Nowadays, it appears like you can't go far before finding out about corruption.

Consistently we find out about another D.C. slug that is blameworthy of some wrongdoing.

Subtle elements are slipping out of elected officials and agency officials disregarding

the very laws they pledged to maintain.

In the course of the most recent couple of months, we found out about government officials

harassing and abusing staff.

We found out about Obama-era authorities overstepping privacy laws, including the 4th Amendment.

What's more, we've found out about liberal swamp dwellers cooperating to take the election.

Presently it appears like a noteworthy slug and anti-Trumper will get what he merits:

prosecution led by the two Republicans and Democrats.

You know whether the Democrats are ready, this person is REALLY in some hot water!

Via Washington Examiner:

Some lawmakers would like the Justice Department to prosecute former spy chief James Clapper

for inaccurate testimony to Congress about domestic surveillance before it's too late…

Clapper, director of national intelligence from 2010 to 2017, testified during a March

2013 Senate Intelligence Committee hearing that the NSA was "not wittingly" collecting

"any type of data at all" on millions of Americans.

Months later, former NSA contractor Edward Snowden revealed secret court orders forced

phone companies to turn over all U.S. call records on an "ongoing, daily basis…"

Lawmakers from both parties, but primarily Republicans supportive of new limits on surveillance,

called for Clapper's prosecution during the Obama administration, without success.

Several renewed their calls as the deadline nears.

"The time for the Department of Justice and the FBI to bring the accusations against

James Clapper in front of a grand jury is long overdue," said Rep. Ted Poe, R-Texas.

"He and others who have held administrative power must be held accountable to the same

laws that govern the people of the United States."

Clapper lied under oath.

That is a genuine offense.

It's reasonable he realized that the CIA was keeping an eye on American citizens.

However, he explicitly revealed to Congress they were not doing that.

Just until the point that Snowden released a huge number of archives was Clapper outed

as a liar.

It's imperative to prosecute Clapper, and here's the reason: he violated U.S. law.

Not simply under oath, but rather as leader of the CIA.

He knew they were violating the 4th Amendment.

Clapper let it happen at any rate.

This prosecution can guarantee this doesn't occur once more.

It will rouse organizations to be more straightforward about their activities.

Do we require individuals like Snowden to leak archives unfailingly?

Obviously not.

On the off chance that our organizations are simply legit, we needn't bother with informants

who imperil national security.

It stays to be checked whether Clapper will be prosecuted.

The statute of limitations is running out.

Congress must move rapidly, or Clapper could get off scot-free.

What do you think about this?

Please share this news and scroll down to Comment below and don't forget to subscribe

Top Stories Today.

For more infomation >> Republicans And Democrats Want Obama's Swamper Prosecuted For Perjury - Duration: 3:26.

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PERDIDOS NO ESPAÇO TRAILER OFICIAL NETFLIX MOSTRA VÁRIAS MUDANÇAS INTERESSANTES - Duration: 6:03.

For more infomation >> PERDIDOS NO ESPAÇO TRAILER OFICIAL NETFLIX MOSTRA VÁRIAS MUDANÇAS INTERESSANTES - Duration: 6:03.

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¡TU SALUD CORRE PELIGRO! 5 Enfermedades que te Causa Dormir Con el CABELLO MOJADO - Duration: 2:04.

For more infomation >> ¡TU SALUD CORRE PELIGRO! 5 Enfermedades que te Causa Dormir Con el CABELLO MOJADO - Duration: 2:04.

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Música para Dormir Profundamente Música Relajante para Dormir Música para Relajarse y Dormir - Duration: 13:14.

Música para Dormir Profundamente Música Relajante para Dormir Música para Relajarse y Dormir

For more infomation >> Música para Dormir Profundamente Música Relajante para Dormir Música para Relajarse y Dormir - Duration: 13:14.

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Emotional FAST Natural Water Birth Vlog - Duration: 16:54.

For more infomation >> Emotional FAST Natural Water Birth Vlog - Duration: 16:54.

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Vince Staples Launches $2M GoFundMe So Haters Can Pay Him to Go Away - Duration: 1:37.

For Complex News, I'm Pierce Simpson and it looks like Vince Staples is out here being

great once again, even if his latest move appears to have been born out of hate.

Following the release of his well-received 2017 sophomore album Big Fish Theory, Staples

not only hit the road, but he and Tyler, the Creator announced in late 2017 that they'd

be hitting touring together, with a string of dates stretched from January to March.

Surprisingly, a GoFundMe page for Vince Staples titled #GTFOMD appeared online, with the rapper

looking for $2 million dollars.

On the page, Vince sits on a chair, speaking directly to the camera about the reasoning

behind this GoFundMe.

"We've got a lot of complaints about our recent show performances, energy on stage,

production choice; I think one person said 'it sounds like we're rapping on robot

video game beats.'

We would like to apologize for that."

- via Vince Staples

Staples later explained that, for people who have been complaining about his recent performances,

he has an alternative.

"On GoFundMe.com you can decide to donate to the cause of $2 million dollars, which

will allow me to shut the fuck up forever and you will never hear from me again.

No songs, no interviews, no anything.

If not, you can choose to let me do what the f**k I want to do, when I want to do it.

Get off of my d**k, or fund my lifestyle.

The choice is yours.

Either way we appreciate you."

- via Vince Staples

It's a pretty unique way to throw shots at haters, but Vince is also a pretty unique

individual.

By the time we went to press, the page was already over $300, but it looks like some

of the contributors didn't understand the humor.

One person actually commented, "If you donate, I don't think you understand the irony."

Either that, or the few haters Vince has online are starting to mobilize.

If you're a real fan of Vince Staples, you can find Big Fish Theory on all streaming

platforms.

For Complex News, I'm TK; for more stories like this, keep it locked right here to Complex

on YouTube.

For more infomation >> Vince Staples Launches $2M GoFundMe So Haters Can Pay Him to Go Away - Duration: 1:37.

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Making The Most Of Lighting | Art Advice #3 | TedGravesArt - Duration: 4:22.

You can't see this video.

In fact, you can't even see this screen.

You've never seen your friends and loved ones, you've never seen any of the world around

you, and you've never even seen your own face.

If you're an artist, you need to understand this.

We don't see objects.

We just see the light emitted or reflected by objects.

When light hits an object it bounces off and changes the wavelength of the light, which

is how we see colors.

That light bounces into our eyes, imprints on our retinas and enables us to observe

the world around us.

Think about it like echolocation, but with light.

What enters your eyes is not your environment itself, but rather a projection of it.

An impression.

A version produced by light.

Lighting is literally everything.

I've seen loads of art tutorials online that tell people to always paint shadows with cool

colors, or to never use black in your shadows, or to always use the light source's complimentary

color as your shadow color.

And while some of this advice might work in some cases, there's a misunderstanding among

artists about how light works and what shadows are.

Shadows are, putting it simply, the absence of light.

Take the moon for example.

If the we place the sun here, we only see half of a moon because the light

from the sun is only bouncing from half of it into our eyes.

The other half is invisible, because the light doesn't collide with that part of the surface,

and we can only see the light reflected off of objects.

So if shadows are the abscence of light, then

why are these shadows not black, like the moon's?

Why can we see the other half of this ball?

Radiosity is essentially the bouncing of light.

Trees, grass, buildings, people, air, everything scatters and reflects light.

When light bounces off of an object, it doesn't just bounce in one direction, it bounces in

all directions.

The same light bouncing off of an object and hitting your eye, also bounces off and hits

other objects, illuminating them like a light source.

We can see the other side of this ball because it's placed in an environment that bounces

light back at it.

The reason that the shadows in this image are blue tinted has nothing to do with the

color of the sun, but rather the color of the sky.

That blue color is light scattered and reflected through the atmosphere and shining down on

our subject here.

In fact, you can see the color of the grass bouncing back and illuminating it from the

bottom as well.

Radiosity determines how things look almost more than the light source does.

A really good demonstration of this is USC's Light Stage.

It uses thousands of leds to project digital environments onto real physical people, simulating

the light conditions from a panoramic photo (link down in the description).

If you watch closely, the metal balls they're holding are actually textured by the light

and display a reflection of the photograph itself.

Part of being flexible as an artist is understanding how to paint anything in any lighting.

There are no lighting colors that work for every painting.

Sometimes shadows are black.

Sometimes shadows are warm, and sometimes they're not complimentary colors.

Instead of thinking about lights as points, try thinking about lights as reflections.

If you take a look at this ball here, you can see that the highlight is actually a reflection

of the window.

In the end there's not a lot of difference between the way matte and reflective surfaces

are lit.

All lighting is just the environment projected onto objects.

It's your art, and you get to set up your lighting however you think is best.

Because in the end, the way you paint is a reflection of you.

Hey guys, do you have any great lighting tips?

Let me know down in the comments and hit that subscribe button for more great art videos

like this one.

See you next time!

For more infomation >> Making The Most Of Lighting | Art Advice #3 | TedGravesArt - Duration: 4:22.

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8 МАРТА И ЖЕЛЕЙНЫЙ ЗАЯЦ ХАРИТОН - Duration: 1:46.

For more infomation >> 8 МАРТА И ЖЕЛЕЙНЫЙ ЗАЯЦ ХАРИТОН - Duration: 1:46.

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Learning Colors with Squishy Balls and Microwave Surprise Toys BDTKSE - Duration: 2:59.

Learning Colors with Squishy Balls and Microwave Surprise Toys BDTKSE

For more infomation >> Learning Colors with Squishy Balls and Microwave Surprise Toys BDTKSE - Duration: 2:59.

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Legion Season 2 "My Man" Promo (HD) - Duration: 0:31.

Do you still trust him?

He's my man.

I promise power.

What are you hiding?

You don't have long.

It's coming.

What's coming?

The end of everything.

Do not fail.

NARRATOR: Legion premieres Tuesday, April 3rd, on FX.

For more infomation >> Legion Season 2 "My Man" Promo (HD) - Duration: 0:31.

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How To Cookie Art Decorating Satisfying | AWESOME Cookie Art Decorating Compilation P2| Mr CookieArt - Duration: 7:39.

For more infomation >> How To Cookie Art Decorating Satisfying | AWESOME Cookie Art Decorating Compilation P2| Mr CookieArt - Duration: 7:39.

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Can I Really Buy A Home With Zero Down? | Chris Trapani 310-350-2546 - Duration: 1:13.

hey this is Chris Trapani the mortgage Pro people are asking me all

the time Chris can I really buy with a hundred percent financing with no money

down absolutely people can qualify and have

no money out of their pocket how does that work well sometimes we have

downpayment assistance and on some programs closing cost assistance too

sometimes we get the seller to pay some or all of the closing costs so there's a

lot of different combinations here but here's the simple formula that most

people need it's a minimum FICO score of 640 I do have a 620 FICO score program but

you're gonna have to pay the closing costs on that one

so we do have programs where you can buy it and not complicated they're not

superstar crazy stuff they're not for people who make $10,000 a year

they're for normal average people who need help with their downpayment with

their closing costs we have these programs

what are you doing renting call me and I'm gonna help you fire your landlord