hello everyone and thanks for tuning into the financial one that's your
channel my name is Brent and today we're going to be going over my 2018 goals
whether I hit or miss them and then going over all my 2019 goals that I've
kind of written down and put on my website so if you are brand new to the
channel hit that subscribe button if you do enjoy the video give it a thumbs up
and if you have any comments questions you have your own goals and plans set
for 2019 let me know in the comment section below I always like to read and
reply to all your guys's comments and let's go ahead and get into it so in
2018 I had set a few personal goals and some investment goals a few of my
personal goals was to become certified and networking switch operating you know
getting my CCNA now I am a systems engineer and by getting the
certification I could probably increase my salary by a substantial amount but I
did not reach this I already had the position I actually became the primary
network engineer for a couple weeks or a month as our senior an engineer had
actually retired so I had a lot of hands-on training I'm continuing to have
a lot of hands-on training I could probably go out there take the test and
do fairly well or pass it but it was not something I had scheduled to do this
year so I actually kind of flipped on that
one and didn't quite meet that expectation now I would still like to
become CCNA certified that way could continue to grow my own work experience
but I may get some training here along in 2019 that I'll probably just kind of
pass for that and just kind of complete that goal for 2018 now another goal was
to continue to you know raise and educate my son he's three years old yet
he was in my video just a few weeks ago going over assets and liabilities with a
guest start I will have that somewhere in the description below if you guys
want to check that out but I've done you know continuously educated him as far as
him saving you know I you know we set up little allowances and chores that he can
perform and in order to get like a quarter and if he gets four quarters he
knows he has a dollar peeking take it to where I work I've worked by
credit union and he can go in there deposit it they give him a stamp every
time he deposits over $5 at a time and then after he gets so many stamps he
gets a little item out of a treasure box so he really enjoys that whole action
and what you know his reward from saving and depositing and then we kind of go
over what he's making each month off of his you know it's increasing every month
who's able to kind of track that you know this is how much you have and this
is how much you were and we kind of do different little you know little games
of kind of just building up his financial education there's only three
years old right now and he'll be for about the same time as I'll be 34 so
we're writing we're born in the same month so I'm going to continue to teach
and educate my son as far as financial education goes now I actually met that
goal so he's doing fairly well there and I'll just continue to you know educate
him in that path now I always wanted to kind of read and continue educating
myself as far as my own financial goals so in early 2018 I wanted to get started
in real estate investing and I went out I bought several books I finished five
of the books you know five of the five books that actually purchased I
purchased a millionaire real estate investor I purchased investing course
book I purchased I purchased a bunch of books they're all on my shelf over there
I've already finished them the investors Bible and a couple other ones so the
investing in real estate ABCs so I bought and read through every single one
of these books and you know it's always nice to improve yourself both an
investment level personal level I'd like to probably read and continue to read
and additional books in 2019 towards personal for growth and such but we'll
kind of go through the list here in just a minute now some of my investment goals
that I set here I wanted to continue and hold dividend stocks that were paying
out roughly $200 in dividends per month this is something I had achieved by the
end of 2017 I wanted to continue that path in 2018 but I did not continue that
path actually transition from a stock market investor I had transition in 2017
for my growth Wester into a dividend investor and I
saw that the market the economy was starting to kind of top out and I wanted
to kind of move into different positions and investing vehicles that I think have
more control of so I decided to withdraw out of my taxable account out of my Roth
IRA that I had just invested towards and moved those funds into my real estate
business so I moved now created my LLC educated myself by reading multiple real
estate investment books I went out network with different real estate
investors learn what I could for then talk to different money you know agents
that I know that I've worked with and kind of just built up my network so now
I went out I purchased two homes I have a single-family home I have a duplex
they're both getting rented here now they've been fully rehabbed paid for
everything so we're going to be going through and completing that old task so
that sort of took over my dividends so $200 and dividends I make more of you
know passive income right now in the $200 so I make money off youtube I make
money off my website make money off my apps so that actually overcomes that
$200 limit that I want to set per month and actually overlap that specific
dividend rule with some of my other investment vehicles or passive
investments that I actually have going on I wanted to max my wife's broth I
array for 2018 and that was fully accomplished here in December 2018 I put
out a video where I just added 33 cents as a one-time deposit and that
completely maxed out the Roth IRA for 2018 so that video is out there in a
villa if you guys want to check that out why I cancelled my out of the positives
today one-time deposit into the Roth IRA that completed that goal for 2018 and
then my goal in 2018 who as far as subscribers for the channel I wanted to
build up this channel it's been a while around one year now I wanted to go from
I believe I was at 500 subscribers back one year ago to at least 1500
subscribers mm subscribers we're at around 8
50 subscribers are now stored only slightly below 2000 subscribers so I did
meet that $1500 or 1500 subscriber count' but that's all thanks to you guys
you know it's this channel would it be anything without you guys so I highly
appreciate all you that are viewing subscribing to the channel and leaving
comments in the comment section below to both ask me questions that I can kind
of create content you know I read and reply to a lot of you guys as emails as
well so I always enjoy getting all those emails getting all the comments I just
like interacting and working with other investors who are like-minded so those
were some of my 2008 tingles and I did meet my subscriber goal for 2018 now I
did want to bump that up here just a little bit so go to the next slide here
so my 2019 goals for personal growth as I want to continue to teach my son about
saving building wealth you know I want to create an app or a game that's sort
of like drop shipping where it's card based and we actually I have cards that
I kind of created and we kind of do this on our own but it's not actually out
when available I think it would be very cool to create a card game that is out
in the world that can teach young individuals how to do like sort of drop
shipping or buy an item you wholesaler price and then you resell it and you
could do that through card base and he kind of likes it because there's
dinosaurs and different toys on these cards that kind of capture his attention
so that is something there I want to continue teaching my son personal
finance continue to help him save and he enjoys that aspect of it getting treated
when he does five dollar increments into this his savings and such now I want to
continue to build up my financial education I want to continue to read
five books now I mark here five books on real estate personal finance I want to
also read a couple of self-help books you know better my mind you know III
think I'm pretty much a pretty calm individual as far as stock market
investing goes I don't have a lot of stuff drama that really affects my life
and I think that's great you know I'm able to coach overcome anything but I
would like to do some self-help books personal finance real estate and can I
go from there every time I do complete a book five of books this year at least
five books I'm gonna be doing a review of review here on YouTube let me make it
a video going over what the book is about what I learned from the book the
main aspects of the book and you know I'll have disclaimers in there if you
guys are interested in checking this out that way if you guys want to read them
yourself I won't try and put out too much of the information there but we
will see how that all kind of goes so those are my personal growth goals now
my investment goals for 2019 or I want to continue the max out the Roth IRA for
my wife so I'm going to be putting six thousand dollars we in weekly increments
going into her account I believe that's a hundred and thirty-five dollars and 38
cents every single week over the fifty two-week period in 2019 and that should
completely max out the Roth IRA on my own finance for my wife now my own
investment goals we'll continue to invest in my work Roth 401k I'm putting
5% away every single paycheck I put five percent five percent five percent over
the last 2018 I've actually made more off my free cash being given to me for
my Roth 401k match versus would actually made in a stock market pretty sure we
can all sort of relate there now my youtube subscriber I'm gonna try and
jump this up from where I'm at right now at about 1800 subscribers I'm gonna set
a goal of ten thousand subscribers I'm gonna be working on this by creating
more content where I'm out here in front of the camera you know being more
involved I'm gonna be talking more about personal finance real estate stock
markets continue to do there but I'm gonna be making some of videos going
over my expenses I'd like to keep better track of my business expenses either
here on media where I do my YouTube website I keep track of all my expenses
as far as my marketing my website you know where my items and expenses and
what income I'm kind of generating and where all that cash is going both on the
media on the YouTube and social media and on my real estate business so I'll
be doing a couple videos on that and just kind of continue to do
stock market and real estate personal finance videos and kind of being out in
the video in front of the camera a little bit more now I would like to
continue to generate or surpass 500 dollars in passive income this is
through YouTube this is through dividends this is through my real estate
business you know 500 dollars is a good passive income goal to hit I should
actually bump this up to a thousand dollars but I'm gonna leave it a 500
I'll actually bump it up to a thousand because I actually make more than a
thousand right now of just passive income between all of my methods of an
passive income and such but we'll go over that and then I would like to
continue building up my real estate portfolio currently I have three doors I
have my single-family home I have my duplex
I am refinancing my single-family home that should be filled here in January
and then I should start to get that one cash flow in here two hundred dollars a
month a month on that specific rental I'll be pulling out right around ninety
thousand dollars out of that one and then working a little bit harder on
getting a better deal here in 2019 I think I you know I cut it really close
as far as buying below the wedge of the market you know as kevin says I would
like to buy slightly lower you know through a little bit more offers out
there that won't actually get picked up on the right away you know I threw maybe
15 20 offers in 2018 and of those offers I did have I did have my few accepted
but I probably should have had thrown out more and had less accepted you know
so I would like to actually throw it a little bit less if they're asking for
$100,000 but it's been on the market for three months you know go over see you
with the estimates are and then lower my expectation there take out my repairs
and then give them an offer around $65,000 if they don't want it you know
come back you know come back again a later like a month later do it again do
it again and that's how they accept it so that I'm able to buy way below where
I've actually bought my recent homes they still worked out really well but I
want to add you know build up that portion of being able to throw out
lowball offers and then getting the night a little
better or accepted at my lowball offer so I want to continue to build up
already my real estate business so I'm gonna try and add two more doors in 2019
my 2018 goal once I switch over to my real estate was that I wanted to buy at
least one real estate property in 2018 I ended up with two properties with three
doors so I want to continue to add two additional doors or two more properties
these could be single-family homes or multi-family homes I see I found a
four-plex that I kind of want to look at and it's off the market right now so
we'll be looking at that one maybe I can buy that very inexpensive off the market
fix it up and then get for individuals kind of renting that out from me and
then I want to go ahead and create two additional Google Play apps on the
Google Play Store that will happen with four apps out there and available right
now and then I want to get an apple iOS license is $100 for the year so I'm
going to try and buy that here in January roll out my two apps that I have
on the Google Play Store over to the iOS build up my other two apps I have a sort
of stock market magic ball app I thought it would be a lot of fun to kind of
build a lot of investors are always asking hey what do you think the market
is going to do tomorrow this would just be like a little gimmick for fun and
then I want to build another real estate investing app to assist but that one
that I was kind of building is very hard as far as in Matthew so I kind of stash
it on the back for a little bit I got to work on updating my current ones that
are out there and then somewhere around 2019 I should have at least four out and
about or five apps available on the Google Play Store and the iOS store so
those are some of my current goals for 2018 as I continue to build up and ramp
up my channel ramped up my website content my social media presence and
doled up my real estate business will make changes here and there but for the
most part I would you want to try and get out more in front of the camera
talking to you guys and then doing some more live events this was something I
wanted to do in 2018 but it's been a hectic year trying to jump into
everything kind of going into and so that is
basically it for this video so if you guys did enjoy the video hit that thumbs
up button below if you're brand-new subscribe to the channel and of course
if you have any questions comments you want to share your own in 2019 goals
leave them in the comment section below I will read and reply to you guys and
that is it thank you all for tuning in I will see you next time have a great day
bye
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