- Hey guys and girls.
It's Nathan Birch,
here from the Binvested headquarters,
and today I'm answering questions
in from you guys on Facebook.
Got a question here: what are the best investment
strategies for people nearing retirement age?
If you do want to be part of the Facebook community,
you obviously go back to facebook.com/binvested.com.au.
When you're getting to the later stages
of your life, working life that is,
in your 50s, heading towards your 60s,
you've only got a good 10 year period.
It's really important that you don't,
you know, mess it up.
There's only 10 years, you don't have time
to go and fix things up, if you stuff it up.
You know, everyone's position is different,
and it's important to have the right team around you,
be it a financial advisor, that can give you
finance strategy.
There could be opportunities in your Super Fund,
where you could use a Super Fund
to purchase properties or invest in other things,
rather than the fixed requirements that are out there.
And finance is something that is very important to insure
because there's a responsible source of lending,
to ensure that, you know...
There's a lot of parameters around,
as you get into the older ages.
Everyone is at a different position.
So, you might have good cash flow and good equity.
So you can go make a good run, for the next 10 years
and get yourself in a really good position,
where you can have piña coladas, in the Bahamas,
for the rest of your life,
or you can be eating cat food and dog food or worse,
and frankfurts or whatever, because you've messed it up.
It's very important that you do get the right advice.
And I am stressing that a lot,
because it's not something you wanna stuff up.
When it comes to that position, if you've got good cash flow
good equity, you know?
You can do whatever you want.
You can be in the position where you have good equity,
but not good cash flow, so it could be a bit slow,
for you to get there, and a bit harder,
a few more hurdles along the way.
It might mean that you need to get
some good cash flow properties ideally in,
but it might mean that you need
to do a couple of buy, build, sell type scenarios,
and build up some capital and use them to build cash flow
positive investments, in the end.
Or you have the other side of it,
which is you don't have much equity,
but you've got a good cash flow,
and you're gonna have that free period of 10 years,
and this is a time where you can make most
of what you've got,
but you need to purchase different properties.
So, at each one's life position,
there's no one size fits all.
You might be needing to buy properties to build capital,
or an asset base, or equity.
You might need properties, so that you can go
into a cash flow position, which are gonna look after you,
for the years ahead, so you can go have your piña coladas.
Whether you need cash flow, whether you need capital,
whether you need to pay down your debts,
whether you need to get into more debt,
every position is different.
You do need help devising that strategy.
We can help you out. You can call 1300 367 925.
Book in a map session, get a bit more foundations.
You know, get a bit more clarity around your foundations
and hit the ground running.
Obviously remembering, if you're gonna go
from the age of 50-60,
the last chapter of your working career,
you wanna make sure you're doing it right
and you've got a solid plan in place.
And you don't wanna fuck things up, along the way.
You know, you might have a free period
of solid acquisitions, with the next three to five years
of making those assets, you know, selling stuff down,
doing some active renovations, or buying and selling,
and stuff like that, but everyone's position is different.
And it's too hard to say one size fits all, over the camera.
So, we'll catch up soon. Keep being awesome.
Have a great day.
For more infomation >> Investing In Property Near Retirement Age ? - Duration: 3:46.-------------------------------------------
🌞LITOM 24 LED Outdoor Motion Sensor SOLAR LIGHT REVIEW 👈 - Duration: 6:53.
okay so today I had an LED solar motion
sensor light from litom I'm going to
take a look at this and then install I have
already opened the box the box contains
the screws and wall anchors I'll talk
about later on there are so many places
that this can be installed can rinse all
on your decks and porch work shed or
even your own so this light has 120
degree angle detection right here in
this consents up to a distance between
ten and twenty six feet there are three
different lighting mode medium light
mode this changes during the day then
turns to medium light in the dark you
can say on two four six hours when it's
fully charged the second mode is the
daylight sensor this turned on a dim
light and darkness right at night with
no motion is detected it turns on a
bright light witnessed with motion is
detected it stays bright for a good 17
20 seconds and reverses dim light on
this normal motion the third mode is
sensor mode this mode does not emit
light at night unless motion is detected
and then it turns to a bright light for
a good 20 seconds and then goes out when
there's no more motion the slide switch
on the back allows you to change some to
the different modes as you can tell
right now it's off but there's one two
and three to go between the different
two that I just mentioned it has 24
lights all across these are all LED this
is the solar panel on top this has a
really attractive design and if you look
outside find a good place to place this
and how
check back later should unite us working
so you can put this here on citing
gossiping on the fence
yeah that's another location that would
be good or the front of the house yeah I
have an idea of a good place to put it
we've had a problem with predators
including cats and here coming around
the pond and harassing the fish and the
water lilies and then it's really dark
here at night so why don't we put it
right there in the fence post so that
they can serve two purposes it can help
keep away predators and provide some
light the driveway so I decided to put
on the nail
yeah that way we can see if we like it
here
lifts on and off easily although you
said it does come with screws and wall
anchors you can choose to use those I'm
going to put this on the third node and
what was that motion motion detection
only we'll check back later so it's
really dark let's go see if the light
turns on
wow there's also some thunder it's been
raining and it is really up you can see
the lightning huh okay
and it's been an overcast day but hey so
it does work like a mom good tendency
away before it turned on you have
something like that and it's a nice
bright light you think that will scare
the Predators away yes why don't we see
flip the switch and see what its CEO
modes there's more thunder so there's a
there's a light this was a really dark
night out here walk up and see it gets
brighter Hey okay wow that worked
so that was mode too so you want to try
mode one
the mode one is where it stays bright
the entire time
we should get one for both sides yes of
the driveway so this probably works best
with a little higher yes we're going to
try my three one more time wait so I
like to go out and then approach it
again okay
yeah works every time if you're inside
and you the light goes off you obviously
know something's going on yeah so motor
is a good one the motion detection so
this is the litem LED solar motion
sensor light such a great product is
something I'm happy to have part of my
house thanks for watching
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WIKILEAKS FINALLY DID IT... SHE'S DONE - Duration: 1:50.
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HOW TO BE A LITTLE LESS OF A HOT MESS MOM: #TheMOMfiles - Duration: 4:56.
- Hey guys! - Hi guys!
Welcome to The Mom Files.
- Okay, today on The Mom Files, we are talking about how
to not feel like a hot mess mom.
(energetic music)
- Actually, we know how to do this
because we are hot mess moms.
- We are, I mean we admit it, and you probably are, too.
But how do we not feel like that?
How do we feel like hot moms?
- Like how you felt before you were a mom?
- Or just good, right?
Not even hot.
- Yeah, well let's admit though,
and let's get those expectations right out, you're never
gonna feel like you felt before having children.
- Ugh, that's so heavy. (laughs)
- But it's so true.
- It's true, okay so here are some real tips
that you can apply to your life right now
to just feel a little better, and not like a total hot mess,
just like a little bit of a hot mess.
- Just a little one.
- Just a little one.
My most important tip is this, have a shower.
Whatever happens in the morning,
just make sure you get that five, 10 minute shower.
Okay, 10, that's a total luxury, two minute shower.
Get a two minute shower, be clean, it starts the whole day
with a certain kind of happiness.
- I don't think I agree with her on this one.
- Really? - We're gonna just throw
that out there, you know what? - Alright.
- If you can't do that, baby wipes also work.
Just saying, come on,
do you actually have the time every morning?
- No I don't, but if I can it sets the precedent of the day,
and I feel so much better if I've had a shower.
- But if you don't, don't feel guilty, and use a baby wipe.
- Wipes are great, just wipe it all down.
- Just saying.
Give in and let your kids have a chicken finger dinner.
- Guilt-free, okay?
- Guilt-free is the key.
- Guilt-free, my kids have pizza and chicken fingers
at least once a week, I'm not gonna lie.
- Pizza Friday for sure.
- No guilt.
- No guilt.
- Here's a biggie, stop chasing perfection.
- Oh yeah, that's a good one. - Right?
That one just gets you nowhere fast.
- But as soon as you become a mom,
you start chasing perfection.
I felt like before I was like half-ass everything.
- Me too, and I was okay with it.
I was okay. - I was okay with it.
- I was fine being very mediocre before kids,
and all of a sudden I had kids
and I had the be the best at everything.
- You gotta be the best mom, you gotta be the best cook,
you gotta be the best mom driver.
- Why have we done that to ourselves?
- I don't know.
- As I sit here, I'm like how did that even happen?
- Is that really true, you didn't care
before you became a mom?
- Yeah, I'm gonna regress, why do I care so much? Why?
- Yeah, so the point isn't to not strive
to be a good parent, that's not what I'm saying.
- But stop striving to be perfect or better
than anybody other than yourself.
- Yeah, yeah, don't put that pressure on there.
- Yeah, lose the pressure and lose the guilt.
- You know you're a hot mess mom when you live
in yoga pants, stained t-shirts,
and your hair is a week unwashed.
- But why does that feel good and normal to me? (laughs)
- I'm not saying it's not good and normal.
- That's a cozy thought. - That's
a cozy thought of being a hot mess mom.
- Yeah.
- Okay, so a way to get around
this a little bit is dry shampoo.
- Right, dry shampoo and buy fun yoga clothes
so you're in fun, cute fitness wear
and your hair looks clean. (laughs)
- It's all an illusion.
- It's an illusion.
- Motherhood is an illusion.
- We're helping to create an illusion here, people.
Everybody needs their own hot mess mom friend,
who's more of a mess than they are
so you feel better about yourself.
- So true, we call each other and try
to up each other's hot mess mom moments that day.
- If she's messier she's more of a hot mess mom than me,
then I'm doing well. - She feels good.
- Yeah, it's true though, don't you love those calls
where you get to be sympathetic to somebody else?
- Yeah, and you're like, I'm not so bad.
But then, take turns, some weeks
I'll let myself be more of a mess.
- She knows I'm going down on a spiral of hot mess-ness.
- Yeah. (laughs)
- Although eating chicken fingers for your kids
is totally fine, please do not be a garbage pail mom.
- This is me all week.
I don't think I've made a meal for myself
in the past three days, actually, if I'm being honest,
every night has been picking off everybody's plate.
- Make yourself a real meal once in a while.
- Yeah, make yourself a fresh meal
that is not the kids' meal so you can eat something
that you actually like.
- The point here is that after a few times
of consecutively eating your children's garbage,
you start, you start, - So, what if we
- what's supposed to go in the garbage can
'cause they didn't finish it if you need to
- I have to say, we just admitted
that we feed our kids garbage twice a week.
- You know what we're talking about here.
You will start to get upset, you'll start to be like
I don't even get to eat a real meal around here.
- That's true, make yourself a priority,
and make yourself something really yummy that you like,
even if your kids are having chicken fingers and pizza
that night, either indulge with them, but make sure
during the week you're getting some good meals.
And here's my last tip on how to not feel like
a total hot mess, stay active.
I know it's kind of like, everyone's so busy
and doesn't have the time, but the more you're moving,
whatever way you wanna move.
- Vanessa you always have to go there.
- You're gonna feel good. (laughs)
- Chug-a-chug-a-chug-a-choo-choo.
Okay, point is, make yourself a priority.
That should be like the, you know
when they did the word of the day?
The word of the day today is you are a priority.
You know where I was going with that.
Yeah, but care about yourself, whether it's
do something nice for yourself a day,
get out for a walk, watch a Netflick.
- You count too ladies, like come on.
- You do.
So these are our tips on how to not be a hot mess mom.
- Or how to feel a little less like a hot mess mom.
- Make sure you share this with your fellow mamas,
or leave us some comments below on what are your tips,
so we can share them over on our Facebook page
and Instagram as well.
- Thanks for watching,
see you next time. - Bye guys.
(jubilant music)
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Drawing Crab How to Draw Crab and Learn Colors Nursery Rhymes Kids Songs Colours for Kids - Duration: 11:39.
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Mở hộp đồng hồ, Video đồng hồ Alexandre Christie 8A197A-MSSCR, Tư vấn mua đồng hồ nam chính hãng - Duration: 11:00.
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How to Disable Comments on your Blogger Blog - Duration: 2:39.
Hi I'm Peggy K. Today I'm going to
show you how to disable comments on your
Blogger blog or on individual Blogger
blog posts.
To hid comments on your entire blog, open
your blog's Settings and go to "Posts,
comments and sharing".
Go to the comment
location options and select "Hide".
Note that if there are existing comments on
your Blogger blog posts, choosing hide
does not delete them. It instead just
hides them so if you switch the comments
location back to embedded or other
visible comment locations, the comments
will reappear.
To disable comments on an individual
blog post, rather than on your entire
blog, open the blog post in the post
editor, then on the right side open your
Post settings" and click "Options."
You have three
options for reader comments on an
individual blog post.
You can allow the comments.
You can disallow comments, but
show any comments that were posted
before you change the setting,
or you can turn off
comments and hide any existing comments.
When you've made your selection
click "Done". If you have changed the
comment settings on a previously
published post, be sure to remember to
"Update" after changing the settings.
On the post where you have disallowed
comments, there will be a message that
new comments are not allowed ,and there
will not be a comment box.
Note that a
less drastic option than hiding all of
your blog's comments is to enable
comment moderation.
When you enable comment
moderation, all your comments
will be held for approval before they
appear on your blog.
If you found this
video helpful be sure to click my
channel icon to subscribe for more tips
and tutorials.
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Tobot Transformers ROBOT ATTACK Tobot Y and Transformers Bumblebee - Duration: 2:13.
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